Our 0% Down FHA Loan We're proud to offer Atlanta's only 0% Down FHA Loan! Sure there are other Down Payment Assistance (DPA) loans in Atlanta, but most of the Down Payment Assistance comes from small non-profits, can take between 6 and 12 weeks to obtain, and are...read more
Why You Should Say No to Quicken Loans Quicken Loans may be a go-to company for new buyers, but we think (actually know) that there are bigger (or smaller, rather) and better companies that will walk with you in a way that large companies like QL cannot and has not....read more
Escrow The world of house-hunting can be overwhelming with all of the taxes, fees, deposits, handshakes, etc. and you will quickly want to go back to simpler times when your parents did all of this while you just played in the backyard. But fortunately with escrow,...read more
Bi-Weekly Mortgage Payments When it comes to paying off your mortgage, paying once a month always seems like the go-to route, but if there’s a way that’s a shortcut to the light at the end of the tunnel, wouldn’t you rather take that? Yes. Yes you would. So let’s talk...read more
A jumbo loan is a mortgage on any property whose loan value is higher than the current “Conforming Loan Limit” of $453,100. The $453,100 figure actually goes into effect on January 1, 2018. Any conventional loans closed before then are limited to $424,100.
There is no maximum limit for jumbo loans.
The minimum down payment is 10%.read more
Owner’s title insurance takes up a sizable portion of your closing costs in a home purchase. It’s entirely optional, but most professionals involved in the transaction, from agents to loan officers to attorneys, strongly suggest you purchase it.read more
First things first: the below closing cost calculator is to help you estimate your closing costs. Please call for a more accurate estimate on a prospective purchase. Property taxes: See our post on property taxes to find your yearly tax bill. We use the most recent...read more
Finding property taxes on your prospective home can be difficult, especially with how hard to navigate county websites are.
We’re here to help! Visit the sites below to find what you need!read more
All About Gift Funds I get a lot of questions about gift funds. FHA and Conventional loans vary a bit in how gift funds are treated, but are largely similar. Let’s dive in! The primary measurement here isn’t necessarily “How much is allowed as a gift?”, but rather...read more