The Path To A Quick Close Buying a house wouldn’t be stressful if it weren’t for deadlines. There’s the due diligence period, there are the financing and appraisal contingencies, the closing date itself. It’s exhausting. We’ve compiled a list of what you can do to...read more
Lender Paid Mortgage Insurace (LPMI): What it is and when to use it. If you’ve chatted with me and you’re putting less than 20% down, then I’ve probably brought up the idea of using a loan feature called “Lender Paid Mortgage Insurance.” There is something about the...read more
1% Down Mortgages ATL Mortgage is proud to be one of the few brokers in the city offering conventional 1% down loans. What is it? Probably they first thing you should know is that our 1% down loan is actually a 3% down loan. Don’t worry it’s not as confusing as I just...read more
FHA 203K Renovation Loans: What are they? What are the renovation limits? How much do I need to put down? And everything else you wanted to know.
FHA 203(k) Renovation Loans: Everything you need to know. FHA 203K loans are the coolest loan option we have. In short, they allow you to borrow money to renovate a home you’re purchasing or one you’re refinancing. How does it work? What about the appraisal? What are...read more
Discount Points and Lender Credits: When To Pick Which Ah, “discount points.” I love discounts! I love points! What could be more American than combining the two? As you’ve probably realized discount points aren’t as fun as they sound. Lender credits, while less...read more
All About Due Diligence What is the due diligence period? The due diligence period in a residential purchase transaction is the period… in which… you practice… due diligence. Was that helpful? In reality, it’s the period in which the results of your practicing due...read more
Shopping for interest rates is easy compared to comparing closing costs. I’ll try to help you interpret closing cost worksheets, so that you’re comparing the apples to apples when pitting us brokers and lenders against each other.read more