Why You Should Say No to Quicken Loans

Quicken Loans may be a go-to company for new buyers, but we think (actually know) that there are bigger (or smaller, rather) and better companies that will walk with you in a way that large companies like QL cannot and has not.

What is Quicken Loans?

In January of this year, Quicken Loans became the largest overall retail lender in the United States PLUS it is also the largest online retail mortgage lender.

What is their average rating?

4.5 out of 5 stars

That seems great, right?

Wrong. Here’s the thing, having a rating of 4.5 out of 5 stars means that 1 of every 10 people has a bad experience through Quicken Loans, which means that 1 person does not get the help they need to ease the burdens of purchasing a home.

Sure, this may not look like the largest deal to a big company like Quicken Loans, but to the small guys like us at ATL Mortgage, that means EVERYTHING.

Why should I go for the smaller guys?

Because we cannot afford that one person to have a bad experience. And through the relationships that are built between us and the buyer, we aren’t just meaning money.

We want you to have a good experience buying a home, because buying a home is so exciting! And since we don’t work in a place where we deal with thousands of people a day, we care about that 1 person in every 10, and we aim for nothing less than 10 satisfied clients out of 10 satisfied clients.

So, which guy should I choose then?

Well, of course we would say us, but we may be biased (but, we are also right), but being the little guys, we love and acknowledge everyone who is in the same family we are and we love supporting our fellow little guy mortgage companies who are doing amazing things for lower prices and better results.

Here are our three top choices for best lenders in Atlanta (in no particular order):

Silverton Mortgage

Silverton Mortgage Specialists, Inc. is a direct lender covering the Southeastern United States and beyond. As a direct lender, they help you through the entire loan process, from application to closing, managing the process in-house. This way, loans close faster and you know what’s going on every step of the way. They consider all the financial factors affecting your mortgage and help you strike the right balance, working with you every step of the way.

Moreira Team

Moreira Team is a boutique mortgage lender built from the ground up to cater towards your specific financial needs, finding the best loan for your unique situation. Their team of highly experienced mortgage professionals will guide you through every milestone of the loan process to get you into your new home faster or start you saving sooner on your refinance.Their team will also answer all your questions upfront to ensure every aspect of your loan application is perfect to avoid any issues later in the process that could prevent your loan from getting approved.

Shelter Mortgage

Shelter Mortgage offers hundreds of loan choices to customers, but their strength lies in the knowledge and experience of their loan officers. Many of their loan officers have been in the industry for decades and have successfully handled all types of home buying situations. Their loan officers are responsive, professional and readily available to customers to answer questions, address issues, and move through the mortgage process smoothly.

 

You deserve a mortgage company that actually sees you and wants to meet your specific needs all the way to closing, not one that views you as a tally mark and is large enough to afford not giving you the experience you deserve.

Because again, 1 out of 10 doesn’t seem too bad at first, but we deem it important to fight for all of our customers because no one should ever be the 1.

 

Still wary because you are in need of a jumbo loan? Check out this recent post and see how we can handle it so that you can handle trusting us.