
Atlanta’s Mortgage Broker:
Affordable, Quick, and Understandable
Mortgages

Atlanta’s Mortgage Broker:
Affordable, Quick, and Understandable
Mortgages
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We’ve made a bold decision to showcase our interest rates (the lowest Atlanta mortgage rates) directly on our website.
How many mortgage companies actually display their rates online? Almost none.
Home Loans in Atlanta, GA

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We're With You From Application to Close

Underwriting Fee
Credit Report Fee
Underwriting Fee
Credit Report Fee
Underwriting Fee
Credit Report Fee
We want you to be excited about your new home. The home-buying process is stressful, but one of our main goals is to take the stress out of the home loan process.
One way we do that is by offering a streamlined, compassionate process that leaves you with more answers than questions.
Additionally, we try to limit your out-of-pocket expenses. A down payment, attorney fees, and a promise to pay a mortgage note are enough. We don’t want to stack anything on top of that we don’t have to.
Why Us?
We’re here with you in Atlanta. Well, we’re based in Smyrna technically, but our hearts are in Atlanta. Want to meet for coffee to discuss options? We love good coffee.
But we don’t force in-person meetings on you. We’re happy to chat on the phone and do screen sharing conferences to give you an understandable quote. Also, everything we do is eSignable. Because it’s 2020.
We’re signed up with many lenders. We want to pair you with the one that’s right for you. We’ll lay out all the options for you and help you make a decision about what loan is right for you.

Sean Grapevine
Owner, Loan Officer
Originally from Decatur, Sean has years of experience in the mortgage industry. Sean started ATL Mortgage specifically to work with clients who seek a simpler, more honest mortgage process.
Sean started his professional career as a cook in various Decatur eateries (Brick Store and Leon's to name a couple) while studying at GSU and then Emory. However, he stumbled into the mortgage industry years later and loves the customer service, financial, and problem-solving aspects of it.
NMLS: 1286889

Sean Grapevine
Owner, Loan Officer
Originally from Decatur, Sean has years of experience in the mortgage industry. Sean started ATL Mortgage specifically to work with clients who seek a simpler, more honest mortgage process.
Sean started his professional career as a cook in various Decatur eateries (Brick Store and Leon's to name a couple) while studying at GSU and then Emory. However, he stumbled into the mortgage industry years later and loves the customer service, financial, and problem-solving aspects of it.
NMLS: 1286889
Who is ATL Mortgage?
What are the fees associated with ATL Mortgage?
What kind of loans do you do?
Here’s what we don’t do: we don’t do subprime mortgages; we don’t do a lot of Adjustable Rate Mortgages; we don’t help with rent-to-own; and we spend minimal time helping with credit repair.
We do originate: conventional loans, FHA, VA, USDA, jumbo loans, renovation loans, refi’s, cash-out refi’s, and, most importantly, we bring on any loan product that may help you when you need it.
How quickly can you close a loan?
Real quick. Here are current turn times:
- Conventional: 18 Days
- FHA: 22 Days
- USDA/VA: 27 Days
- 203K Renovation: 32 Days
- Jumbo: 27 Days
Do I have to come to your office?
Do you negotiate?
Latest Blog Posts
Why Saving Money At Closing Matters
ATL Mortgage isn't your average brokerage. We don’t spend money on advertisements, or fancy marketing campaigns. In fact, if you follow us on Instagram you know that we share with you current rates and information that other lenders hide. Why do we do that? Because we...
read moreWhy You Should Move To Smryna, GA
Looking to live in Atlanta? So you are looking to buy a house in the Atlanta area but you don't know where to start? We may be a little biased, but we here at ATL mortgage think that Smyrna, GA is the greatest place to live and work! It’s number 20 on the Niche best...
read moreThe Best Certified Financial Planners in Atlanta.
Buying a home is a big life decision. If you are considering buying a home but you also feel as though some financial guidance would benefit you, we would recommend hiring a Certified Financial Planner. A CFP is a credentialed financial professional. They must adhere...
read more

Contact Us
Do you have a question about the home loan process or need some clarification?
We’ll get back to you within an hour or so during normal business hours.
NMLS number: 1682856![]()