Atlanta’s Mortgage Broker:

Affordable, Quick, and Understandable

Mortgages

Atlanta’s Mortgage Broker:

Affordable, Quick, and Understandable

Mortgages

Get An Instant Quote

Check your rate without applying!

We’ve made a bold decision to showcase our interest rates (the lowest Atlanta mortgage rates) directly on our website.

How many mortgage companies actually display their rates online? Almost none. 

Check your rate here!

Home Loans in Atlanta, GA

Text, Email, and Phone or Meet In Person

You don’t have to come by our office to be “sold” on using us. Just give us a call to see if we’re a good fit. The rest of the process can be done electronically or in-person.

Get The Right Mortgage

We work with over ten lenders at any given time. Each lender has a handful of loan options they offer. We help you navigate what the best choice is for you.

We're With You From Application to Close

We sit side-by-side with you at almost every single one of our closings. From beginning to end we’re there for you.
What sets us apart.
Low rates. We’ll beat anything put in front of us.
No appraisal, credit report, or underwriting fees.
We work to make sure your house and mortgage are the right fit for you.
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No more wet signatures. You can eSign 99% of the docs we send.
For Example
Standard Mortgage Loan Fees

Underwriting Fee

Appraisal

Credit Report Fee

Underwriting Fee

Appraisal

Credit Report Fee

Our Fees

Underwriting Fee

Appraisal

Credit Report Fee

Make your dream home a reality
We want you to be excited about your new home. The home-buying process is stressful, but one of our main goals is to take the stress out of the home loan process.

One way we do that is by offering a streamlined, compassionate process that leaves you with more answers than questions.

Additionally, we try to limit your out-of-pocket expenses. A down payment, attorney fees, and a promise to pay a mortgage note are enough. We don’t want to stack anything on top of that we don’t have to.

Why Us?

We’re here with you in Atlanta. Well, we’re based in Smyrna technically, but our hearts are in Atlanta. Want to meet for coffee to discuss options? We love good coffee.

But we don’t force in-person meetings on you. We’re happy to chat on the phone and do screen sharing conferences to give you an understandable quote. Also, everything we do is eSignable. Because it’s 2019.

We’re signed up with many lenders. We want to pair you with the one that’s right for you. We’ll lay out all the options for you and help you make a decision about what loan is right for you.

Sean Grapevine

Sean Grapevine

Owner, Loan Officer

Originally from Decatur,  Sean has years of experience in the mortgage industry. Sean started ATL Mortgage specifically to work with clients who seek a simpler, more honest mortgage process.

Sean started his professional career as a cook in various Decatur eateries (Brick Store and Leon's to name a couple) while studying at GSU and then Emory. However, he stumbled into the mortgage industry years later and loves the customer service, financial, and problem-solving aspects of it.

NMLS: 1286889

Sean Grapevine

Sean Grapevine

Lead Agent

 

 

Originally from Decatur,  Sean has years of experience in the mortgage industry. Sean started ATL Mortgage specifically to work with clients who seek a simpler, more honest mortgage process.

Sean started his professional career as a cook in various Decatur eateries (Brick Store and Leon's to name a couple) while studying at GSU and then Emory. However, he stumbled into the mortgage industry years later and loves the customer service, financial, and problem-solving aspects of it.

 

NMLS: 1286889

 

 

 

Frequently Asked Questions
Who is ATL Mortgage?
We’re a mortgage brokerage. This means we work with almost a dozen lenders. We have no loyalty to any of them and will happily play them against each other to your benefit.
What are the fees associated with ATL Mortgage?
We actually pay the appraisal fee for you. As well the fee to run your credit. Oh, and we also don’t charge an underwriting fee or processing fee. The only fees from us you’ll be on the hook for are any discount points and the prorated interest charge for the rest of the month you close in.
What kind of loans do you do?
Here’s what we don’t do: we don’t do subprime mortgages; we don’t do a lot of Adjustable Rate Mortgages; we don’t help with rent-to-own; and we spend minimal time helping with credit repair.

We do originate: conventional loans, FHA, VA, USDA, jumbo loans, renovation loans, refi’s, cash-out refi’s, and, most importantly, we bring on any loan product that may help you when you need it.

How quickly can you close a loan?
Real quick. Here are current turn times:

  • Conventional: 18 Days
  • FHA: 22 Days
  • USDA/VA: 27 Days
  • 203K Renovation: 32 Days
  • Jumbo: 27 Days
Do I have to come to your office?
Nope. Nor do you have to have one of those sit-down meetings in your home or the local coffee shop if you don’t want to. It’s actually possible to get a mortgage almost entirely online. But we’d really love to talk to you about it either online, over the phone, or in person.
Do you negotiate?
Show us a better offer for your scenario and we’ll beat it or die trying.
Home.

Latest Blog Posts

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The Best Atlanta Coffee Shops

by | Apr 24, 2019 | Resources | 0 Comments

Outside of being passionate about being the best mortgage company in the entire world, we are pretty passionate about coffee. Sean spent many years as a coffee roaster and Mitch spent many years spending money at coffee shops. Coffee is a big part of our everyday here...

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Best Atlanta Home Inspectors

by | Apr 18, 2019 | Resources | 0 Comments

You know those early mornings when you can’t find your cell phone or your keys because you woke up a little bit late and all you can think about is the three meetings you have later in the afternoon? A hectic morning has a way of making you miss things. Much like a...

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Best Atlanta Homeowners Insurance Agents

Best Atlanta Homeowners Insurance Agents

by | Apr 15, 2019 | Resources | 0 Comments

The Top Homeowners Insurance Agents In Atlanta You have done your research, filled out an online application, you are prequalified, found the perfect real estate agent, found your dream home, and now ATL Mortgage is in the middle of processing your loan. Because of...

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Phone:
404-500-9893
Email:
sean@atlmtg.com

 

NMLS: 1682856 — GA: 58868

400 Belmont Place SE Unit 1303,

Smyrna, GA 30080

Contact Us

Do you have a question about the home loan process or need some clarification?

We’ll get back to you within an hour or so during normal business hours.

NMLS number: 1682856